How it works

From dense PDF to plain-English clarity

Here's exactly what happens between you clicking "upload" and seeing your risk score.

1. Upload your policy — or just tell us your insurer

Drag in your policy document (PDF, JPG, or PNG, up to 25MB) — or, if you haven't received it yet, search for your insurer and product and we'll pull the policy wording directly from their site. Either way, no manual data entry.

2. Our AI reads every page — not just the summary

We extract text from every page (with OCR for scanned documents), then run it through a multi-step AI pipeline: classify the policy type, extract every clause into a structured format, tag each one as positive, neutral, or negative, and compute a 0-100 risk score using a transparent, documented formula — never a black box.

3. See your risk score and the findings behind it

Your dashboard shows an overall friendliness score plus the top 5 risks and top 5 benefits, each with a short one-line summary and a longer explanation on demand — always with the exact clause reference and page number so you can verify it in the original document.

4. Ask BHAI anything about your specific policy

BHAI retrieves the most relevant sections of your policy for every question you ask and answers only from that context — in English or Hinglish. If something genuinely isn't in your policy document, BHAI says so directly instead of guessing.

Ready to see your own policy's score?

Free, private, and ready in under 90 seconds.

Analyze my policy